Friday, June 10, 2016

Wednesday, July 10, 2013

Recent Lake Holden HOA Newsletter Article about the New Dock Design

Hey… Have you noticed the new doc, boathouse and sea wall on Lake Holden?

By Rick Fender

Some of you have noticed the new dock, boathouse and seawall at Charles and Charlotte Hornsby’s home at 3221 Alamo Drive, the West side of Lake Holden.

They are very good friends of mine and they asked FenderMarine Construction to build their dock. We built a new 4’x60’ access walkway, a 12’x10’ open deck, a 18’x16’ covered deck with a half octagonal roof and a 11’x26’ boathouse. The following are the specifications with which the project was constructed:

 Piles -6x6 .60 ACQ #2 SYP @ 8’ to 10’ O.C. The piles were finished with 2x6 #1 trim blocks at the bottoms and tops of the piles above the deck. Piles were cut off at 44” above the deck receive a custom solid copper cap.

 Bents -2x8 .40 ACQ #2 SYP Bolted to Piles

 Joists -2x8 .40 ACQ #2 SYP @ 24” O.C.

 Decking –2”x6” #1 dense or better “UltraWood” or “Duradecking”.40 ACQ Southern Yellow Pine decking treated with paraffin based water repellant and fastened with ceramic coated galvanized screws.

 The boathouse headers shall be 2x10 .40 ACQ #2 SYP boxed beam, bolted. Makes hiding electrical conduit and other utilities easier.

 The rafters were hand crafted and shall be 3x6 and 3x8 depending on the locations .40 ACQ SYP at 48” O.C. The rafter tails shall be scroll cut.

 We also installed a #1 Pressure treated Pine railing along the walkway.

 The Simpson clips were Z-Max for greater longevity.

 The hip roof had a 1’ overhang and a roof pitch of 4/12.

 The roof decking was constructed with 2”x6” Tongue & Groove V-Joint Southern Yellow Pine decking for a beautiful finished look.

 The roofing consists of an underlayment of (1) layer of Peel and Stick heavy duty roofing underlayment fol-lowed by a metal roof.

 We also installed a vinyl seawall of 4’ of exposed height with aluminum cap. We also included the removal of the existing wood wall since it would cause problems for them in the future should we not remove it. The wall panels were “clay” colored vinyl sheet pile panels with a contrasting “tan” cap to look more natural. We in-stalled weep-holes and drainage gravel behind the new wall. We also installed the stone revetment at the toe of the wall as required by OCEPD.

 Engineered detail drawings required for the permits and construction of this scope of work. You would pro-vide us with a recent survey of the property on which our site plan will be based.

 We included the State and local permit costs for the work proposed.

We included a (3) year warranty on workmanship on the project and the manufacturer’s warranty on the materials.

The cattail removal and beneficial planting of the lakefront was accomplished by another Lake Holden resident Joel Gregor of Clearview Lakes.

If you are considering hiring a marine contractor, check out the Hornby’s dock and boathouse and re-view the above specification to make sure you are getting the quality project that you deserve.

Saturday, June 15, 2013

Press Releases for Marine Contractors

Press Releases Help Build Your Business 
As you may know, your ranking on web searches, particularly on Google is critical to the growth of your business. Regardless of if you do commercial or residential marine construction like us, or if you are in other businesses, this fact holds true. Here at Fender Marine Construction we have had a website since our start in 2001. We have tried many methods to increase our ranking in search engine results. Now we use Pay Per Click advertising on Google, increasing web site content by means of adding references, photos with descriptions and adding backlinks to our website. Last year we signed up for a year’s worth of press releases at (2) per month through PR Web. They have a great system for not only helping you to produce your press releases in a manner that will encourage online media to pick up your releases, but they perform the press release submission for you. Below is my latest press release which includes backlinks to my main website as well as some of the landing pages and even one of our vendor’s pages. The below article has been edited to reduce the size and also has a video and photos included which are not shown here. If you would like to view the release online, go to
This press release was submitted to 6,684 media sources by PR Web. There were 33,301 impressions. There were 527 reads and the press release was picked up by 142 online news sources.

Orlando Boat Dock Builder, Fender Marine Construction Announces New Upgraded Boathouse Design
Orlando Dock Builder, Fender Marine Construction has announced the addition of their new Platinum boathouse and dock design,” says Rick Fender, Vice President of Fender Marine. “This newly upgraded boathouse design includes added trim work on the dock and heavy duty artistic roof beams and roof decking,” explained Fender.

"Fender Marine Construction has always built quality docks, decks seawalls and boathouses, but now with the addition of their new Platinum boathouse and dock design, the company rises to the next level,” says Fender. “In addition to the quality of materials and workmanship, this new top end boathouse design features additional trim on the dock such as skirt boards, vinyl or Brazilian Hardwood decking, stronger framing, heavier piling, heavy duty artistic roof beams and upgraded roof decking,” explained Fender……………………………………..

  “The new roof structure is also different than any of the other
Orlando dock builders construct in that it features 3”x6” and 3”x8” roof beams with the rafter tails scroll cut” said Fender. Fender went on to say that the roof beams are spaced 48” apart where normal 2”x8” rafters would need to be 16” to 24” apart. “We are able to increase the spacing between the rafters because of the roof decking being stronger real tongue and groove V-joint 2”x6” Southern Yellow Pine” Fender said………………………………………………..

  “Normally the Platinum boathouse and covered activity deck projects feature a tile or metal roof” said Fender. “This new upgraded boathouse venture blows away the competition in quality of materials, sizes of materials, quantity of materials, craftsmanship and aesthetic design” exclaimed Fender.

Fender Marine Construction is located at 1201 West Jackson Street Orlando, FL 32805. Potential clients can contact Fender Marine through our website at, email or call 407-481-2750 now.
In the past, I have written releases on pile driving on the Turnpike, emergency seawall repair in Winter Garden, new employee additions and such. Each time the release is picked up, the embedded links back to my site that are in the release increase my web search result ranking. And the actual articles come up when customers search for your service which adds to your company’s credibility and makes the phone ring. I encourage you all to check out this tool and increase your web search ranking. Rick Fender

Tuesday, April 10, 2012

Selecting a Florida Marine Contractor

It was Easter Sunday yesterday and I took my family for a cruise around Lake Holden in Orlando. We bought a small home on Lake Holden in 1997 when the lake had been so culturally eutrophicated that it listed next to the bottom in Orange County’s list of a lake’s water quality. Then the County, City and our Home Owner’s Association worked to clean the lake by using alum treatments, installing storm water cleaning devices and installing beneficial plants. The results have been outstanding and the water quality is now near the top of that same lake water quality list.

A good portion of the docks around the lake need replacement or repair. We have done a few projects around the lake but right now there is very little marine construction being performed here.

As we cruised around the lake, I noticed some newer docks that had been constructed since the last time I had been on the lake during the winter. Of the (4) new docks that I saw, there was one that I knew had been permitted by a licensed contractor. The other (3) docks were homeowner built as evidenced by being out of plumb and unleveled as well as the utilization of substandard framing designs and techniques. I check out the contractor that built the one permitted dock and found that he was from the East coast of Florida and advertised himself as a “marine contractor”. Although the dock builder did not have the Florida Marine Contractor’s License, with the State Certified Building Contractor’s License that he did have, it was perfectly legal for him to contract for this marine construction. As I inspected the dock and boathouse, I noticed the unexpected poor workmanship. Since the lake was very calm which makes for a great contrast, the unleveled deck was readily evident and one of the boathouse pile was out of plumb. (4) of the boathouse pile had settled indicting  the contractor’s inability and lack of experience in setting pile. The contractor failed to install a 1”x2” furring strip under the drip edge of the shingle roof leaving the drip edge flat against the fascia. As my fellow Florida Marine Contractor’s Association members know, this poor drip edge installation allows the rain water to flow down the face of the fascia causing it to mildew and rot away in a few short years.

When I meet with a potential dock customer, I tell them stories like this, stressing the important reasons for selecting a marine contractor that is not only covered with USL&H and Liability insurance, appropriately licensed for the work they are contracting and having the contractor prove that they are actually experienced in marine construction. For a novice homeowner, this can be difficult. The potential homeowner goes to the contractor’s fancy website which shows all kind of marine construction projects. The projects on the site may not even have been built by that contractor. One way that a marine construction customer can have an easier time of selecting a qualified marine contractor is to select a member of the Florida Marine Contractor’s Association. Our members have proven that they carry USL&H, Liability Insurance, appropriate licensing and are of good character.

Another way a marine construction customer can be assured that the marine contractor they hire is capable of performing marine construction is to require that the contractor carry the Florida State Certified Marine Contractor’s License. This is the only Florida State Certified License that requires applicants to prove to the State that they have the required marine construction experience, the State actually tests the applicants for their marine construction knowledge and the State requires proof of USL&H coverage of the applicants before they are able to acquire the Marine Contractor’s License. The Florida Marine Contractor’s Association worked with the State to develop this license to further enhance the marine construction industry in Florida. So far there are around (30) Florida State Certified Marine Contractors and that number is growing. I encourage all marine contractors to go the extra mile to procure this very valuable license. Fender Marine Construction holds the Florida State Certifed Marine Contractor's License and is standing by to serve you.

Monday, September 26, 2011

6006F Scope Sheet

Scopes Manual

Posted 01 Jun 2008 12:00:01





NAICS Code(s):

(For reference only. Not to be used for classification of risks for workers compensation purposes.)

237990—Other Heavy and Civil Engineering Construction


Code 6006F includes the construction of jetties, breakwaters, seawalls, groynes, dikes, revetments, etc.

A jetty involves substantially more construction than either a dike or a levee in that it must extend into a

body of water. A jetty will extend from the shore out into the water and will be constructed of heavy

timber cribbing filled with boulders or heavy stones. Frequently a jetty built of stones or boulders will be

topped off with an asphalt surface or with concrete.

Code 6006F includes the construction or repair of wharfs, docks and piers on a body of water. Code

6006F includes floating docks that are attached to these structures, while floating docks used in

boatbuilding or repair are separately rated to the appropriate boatbuilding code. The construction of

groynes (rigid structures built out from a shore to protect the shore from erosion), seawalls, bulkheads,

and jetties or breakwaters including marine pile driving is assignable to this code.

Applies In: Replaced By:

FL Not Applicable

Established: Retained:

July 2006 Not Applicable

Discontinued: NCCI Schedule and Group:

Not Applicable Schedule 26, Group 265


River work and shoreline construction are included in Code 6006F. The manufacturing of

concrete piles at the job location or the pouring of concrete into hollow steel piles is separately

rated as concrete construction. Caisson or cofferdam work is separately rated as Code 6252—

Shaft Sinking—All Operations. Refer to Code 6004 for land pile driving operations in Florida.

Floating docks used in boatbuilding or repair are separately rated to the appropriate boatbuilding


Scopes Detail - Riskworkstation - National Council on Compensation Insurance, Inc. Page 1 of 3 9/26/2011

Analogy Assignments:

Equipment and Materials:

Special Conditions:

Related Operations Not Classified to Code 6006F:

• Code 6006F is assigned to the wrecking or demolition of piers and wharfs.

• Code 6006F includes carpentry work of decking, railings and boathouses associated with marine

construction projects.

• The construction of docks, seawalls and other similar structures on land prior to installation on

the water is included in Code 6006F. This includes all construction, assembly or prep work

performed at a contractor’s yard prior to installation.

• The construction of a dike as contemplated by Code 6006F involves operations in which an

embankment of earth is thrown up along the edge of the river. The embankment is frequently

paved with loose stone. In addition to the stones, the embankment may be anchored by lumber or

willow mattresses which are laid against the surface of the dike and held down by stone or

piling. Another type of construction involves the building of crib work, which may be filled in

with stone or other types of fill, for the purpose of keeping the embankment in place.

• Revetment work involves a facing or sheathing or woven mattresses of willow, lumber, etc., that

are usually anchored to piles driven a few feet above the mean low water line and extended out

into the river as the work progresses. Ballast stones are placed on the graded dike slope from the

top down into the water's edge. This type of work is performed in the water from work barges

for pile drivers, derrick barges, mat and weaving barges, stone barges, etc.

• Code 6006F is assigned to marine pile driving associated with the construction or repair of

bridges. All other bridge work should be assigned to the appropriate construction classifications.

• Rocks, soil, concrete, asphalt, wood

• Cranes, bulldozers, derricks, barges

• Please refer to Code 5403 for extra-territorial premium determination guidelines that may be

applicable to insureds that have operations outside their headquarters' state.

• Land-based pile driving is assigned to Code 6004 in Florida.

• Structures other than boathouses, decking and railings are assigned to the appropriate

construction classifications (with an ‘F’ load if applicable).

• The manufacturing of concrete piles at the job location or the pouring of concrete into hollow

steel piles is rated as concrete construction.

• Caisson or cofferdam work to be separately rated as Code 6252—Shaft Sinking—All


• Diving operations, including deck hands or other “diving tender” support personnel who assist in

diving activities, conducted in conjunction with marine construction are separately rated to the

appropriate diving code.

Scopes Detail - Riskworkstation - National Council on Compensation Insurance, Inc. Page 2 of 3 9/26/2011

© Copyright 1990–2008 National Council on Compensation Insurance, Inc. All Rights Reserved.

Scopes Detail - Riskworkstation - National Council on Compensation Insurance, Inc. Page 3 of 3 9/26/2011

6006F- The Mystery of United States Longshore and Harborworkers Act Insurance

by Rick Fender, Chapter Chair Central Florida for the Florida Marine Contractor's Association

For that last several years since the new 6006F workers compensation code was developed by NCCI with help from your Florida Marine Contractor’s Association, I have struggled with who is required to carry the coverage and when the coverage applies. If I am confused about it perhaps some of you are as well. Two of the major problems that I face in the marine construction business are unlicensed activity and un-insured or underinsured activity. Not only are lay persons such as homeowners and business owners unaware of these issues and the exposure to liability that they face but I have found that many city and county governments as well as insurance agents and carriers are unenlightened as well.

My most recent frustration was with an Orange County city that did not require 6006F on a weir/sheet pile and revetment job they had for bid. Their reasoning was that it was on a non-navigable waterway. My mistake was stating to the City that the work required United States Longshore and Harbor Worker’s Act insurance. Then the City called their carrier who said the USL&H was not required. I called the City’s Loss Prevention Department and discussed this with them. They said if I had additional information for them, they would consider it.

I enlisted Kelly White of Kelly White & AssociatesInsurance, LLC who is my insurance agent as well as the Second Vice President of your Florida Marine Contractor’s Association, to clarify this issue and convince the City to require this coverage.

The following is an excerpt from the emails between NCCI Holdings, Inc.’s Regulatory Assurance professional Veruschka Zachtshinsky and Kelly White-

Dear Lori Lovgren, I need some assistance if possible.  I have an insured that is having a difficult time understanding why he is required to carry the 6006F class code for his work and he is losing jobs to other marine contractors insured under 5403 with no F loading or even 8227. Rick Fender has been contacting the various municipalities to discuss the 6006F code prior to bid due dates and continues to run into a brick wall.   He has requested that I forward the below job description to NCCI for a determination as to what code he would need for that job.  He feels he may be the one using the incorrect code. Kelly White

Hello Kelly, I am responding to your email on behalf of Lori. In reviewing the insured’s website and the job description provided in your email, it appears Code 6006F is the appropriate class code.  In Florida, Code 6006F is an all-inclusive code applicable to marine construction such as marine pile driving, dock & seawall, jetty or breakwater, and dike or revetment construction. Code 8227 can be assigned to a permanent yard maintained by the insured for the storage of material or the storage and maintenance of equipment since Code 6006F is a construction code. Veruschka Zachtshinsky

To: Veruschka Zachtshinsky-What if “all” of the work is on non-navigable water? Kelly White, CRIS

Hi Kelly, In Florida, there doesn’t appear to be a distinction. I’ve attached Circular FL-2006-04, which announced the approval of Item 04-FL-2005. This filing discontinued national Code 6003—Pile Driving and Code 6005—Jetty or Breakwater Construction—All Operations to Completion & Drivers. These codes were replaced with state-special Code 6004—Land Pile Driving and Code 6006F. Veruschka Zachtshinsky

Further, Kelly has explained below how the USL&H benefits apply and where the State Act Workers Compensation applies.

Insured’s working on Navigable and Non-Navigable waters are required to insure under the same workers compensation code 6006F which includes the USL&H load.   The code is combined to include USL&H as well as State Act.   Therefore, if an employee is working on non-navigable waters during all of their employment, then the WC company would settle the claim as a State Act exposure.  At that point there would not be any jurisdiction for the Federal requirements and the exemptions would technically be sufficient. 

If however, that same company worked on Non-navigable and navigable waterways, the WC company would have to determine how much time was dedicated to what would be considered subject to USL&H and how much for State Act.  This situation could go either way depending on various circumstances.   If it was determined that the exposure was USL&H then an exemption would not be sufficient, if the worker was an owner of the company that had the exposure. 

The really difficult part of determining who is and isn’t subject to USL&H claims settlement is because every company has different areas they work in.  There are inland lakes that are considered navigable due to being connected by locks or tributaries or quite possibly commercial commerce (boat rental facilities).  The chances of having a company work only on retention ponds and land locked lakes in Florida is in the low percentages at best.  However the staff the insured has maybe assigned duties that do not make them subject to the USL&H so again the claim would be settled as State Act.

Please find the attached 6006F Scope Sheet that gives you more information regarding the coverage you are paying for. I hope this helps all of my fellow legitimate Florida marine contractors in the battle to comply with the law and make an honest dollar.

Saturday, July 23, 2011

Orange County Environmental Protection Department’s Environmental Streamlining Task Force

Orange County Mayor Teresa Jacobs has appointed a 9-member task force to review environmental regulations, in an effort to reduce duplication and improve the permitting process. Orange County Environmental Protection Department’s Environmental Streamlining Task Force held a meeting 7-20-11 to review of our Natural Resource ordinances.

FDEP spoke about the SLERP which is the State Lands and Resources Environmental Permit. They explained that they serve the Governor, Secretary, Army Corp, SJRWMD and SFWMD as well as the Board of Trustees of the Internal Resources.

They stated that almost all work on land, wetlands and water bodies requires an Environmental Resource Permit. Some of the projects the review include marinas, docks and seawalls.

The State’s streamlining efforts include giving more exemptions, Noticed General Permits and self certifications. They are becoming more “lean” and are helping applicants to acquire the permits. Their goal is to provide 90% of the permits that they handle within 180 days.

They made fun of the Self Certification process showing a photograph of boathouse in the middle of a lake with the access walkway underwater. They stated that 23% of the Self Certified projects are out of compliance.

Most of the meeting dealt with State agencies and permitting but Orange County did say that in their process of streamlining their permitting, they would consider doing away with duplicate permitting if the State if already permitting an activity.

I, Rick Fender of Fender Marine Construction representing the Florida Marine Contractors Association Central Florida Chapter spoke about the County’s and State’s streamlining efforts. On beneficial planting permits in Orange County, contractors are required to procure a permit from OCEPD and then the same information and plans must be submitted to FMC (Fish and Wildlife Commission) for their permit. The County charges a fee for their permit but the State does not. Further, when we make application with the County for the beneficial planting permits, they contact the State FWC to let them know to contact us for the duplicate permit.

I recommend that all marine contractors and other interested parties attend the next one of the Environmental Streamlining Task Force meetings so that you can understand where they are going and provide your comments on the direction of the Task Force. You can find them at

Rick Fender, Vice President- Fender Marine Construction

Chapter Chairperson- Florida Marine Contractor’s Association